[{"data":1,"prerenderedAt":71},["ShallowReactive",2],{"q-house-113-1-appraisal-013":3},{"subject":4,"subjectSlug":5,"subjectKicker":6,"subjectShort":7,"subjectMcqNote":8,"question":9,"related":25,"sameNumber":50,"hasEssay":24},"不動產估價概要","appraisal","不動產估價 · Appraisal","不動產估價","105–106 年 40 題(每題 1.25 分)、107 年起 25 題(每題 2 分)",{"id":10,"webId":11,"year":12,"session":13,"subject":4,"number":14,"stem":15,"options":16,"answer":21,"answerNote":22,"lawYear":12,"explanation":23,"freq":13,"indexable":24},"house-113-1-不動產估價概要-013","house-113-1-appraisal-013",113,1,13,"收益資本化率決定的方法中與銀行貸款成數相關的是那一個方法？",{"A":17,"B":18,"C":19,"D":20},"市場萃取法","有效總收入乘數法","債務保障比率法","風險溢酬法","C",null,"本題考點：收益資本化率的五種決定方法中，哪一種把銀行融資條件直接寫進公式。\n【正解理由】依《不動產估價技術規則》第 43 條第四款，債務保障比率法的計算式為「收益資本化率或折現率＝債務保障比率×貸款常數×貸款資金占不動產價格比率」。式中「貸款資金占不動產價格比率」即銀行核貸金額占不動產價格的成數，另一乘項貸款常數亦由貸款利率與償還條件決定，整個算式建立在融資條件之上，故選 C。\n【逐項排除】\n(A) 錯誤。依本規則第 43 條第二款，市場萃取法是選擇數個與勘估標的相同或相似之比較標的，以其淨收益除以價格後，就所得之商數加以比較決定，資料取自成交價與淨收益，不涉及貸款成數。\n(B) 錯誤。依本規則第 43 條第五款，有效總收入乘數法為「收益資本化率或折現率＝淨收益率／有效總收入乘數」，兩個變數都來自類似不動產的收益與價格。\n(C) 正確。三個乘項中的貸款資金占不動產價格比率就是貸款成數。\n(D) 錯誤。依本規則第 43 條第一款，風險溢酬法考慮銀行定期存款利率、政府公債利率、不動產投資之風險性、貨幣變動狀況及不動產價格之變動趨勢等因素，選擇最具一般性財貨之投資報酬率為基準比較決定，用的是報酬率基準而非貸款成數。\n【記憶點】五款方法裡算式出現「貸款」二字的只有債務保障比率法。",true,[26,30,34,38,42,46],{"webId":27,"stem":28,"number":29,"year":12,"session":13},"house-113-1-appraisal-012","下列對於有效總收入與總收入之間關係的敘述何者正確？",12,{"webId":31,"stem":32,"number":33,"year":12,"session":13},"house-113-1-appraisal-014","有關收益法的公式，下列何者錯誤？",14,{"webId":35,"stem":36,"number":37,"year":12,"session":13},"house-113-1-appraisal-011","中央銀行理監事會於 113 年第 3 季會議決議調升存款準備率及調整選擇性信用管制措施，此項宣布可能會影響不動產市場與價值，此為影響不動產價值之何種因素？",11,{"webId":39,"stem":40,"number":41,"year":12,"session":13},"house-113-1-appraisal-015","有關特殊宗地估價敘述，下列何者錯誤？",15,{"webId":43,"stem":44,"number":45,"year":12,"session":13},"house-113-1-appraisal-010","有關營造或施工費的敘述何者錯誤？",10,{"webId":47,"stem":48,"number":49,"year":12,"session":13},"house-113-1-appraisal-016","有關權利估價敘述，下列何者正確？",16,[51,55,59,63,67],{"webId":52,"year":53,"stem":54,"number":14},"house-114-1-appraisal-013",114,"下列因素：①地區淹水 ②捷運站設置 ③利率變動 ④離小學距離，那些是屬於影響不動產價格之區域因素？",{"webId":56,"year":57,"stem":58,"number":14},"house-112-1-appraisal-013",112,"不動產租金估計，以估計勘估標的之何種租金為原則？",{"webId":60,"year":61,"stem":62,"number":14},"house-111-1-appraisal-013",111,"不動產估價，應註明其價格種類；以何種價格估價時應敘明其估價條件，並同時估計其正常價格？",{"webId":64,"year":65,"stem":66,"number":14},"house-110-1-appraisal-013",110,"依不動產估價技術規則規定，下列有關租金之兩種敘述，何者正確？",{"webId":68,"year":69,"stem":70,"number":14},"house-109-1-appraisal-013",109,"不動產市場是一動態的市場，對於估價的變動原則，下列敘述何者錯誤？",1786689129052]